Appraisal services for Screven and Wayne County homeowners

The top 7 reasons why GA homeowners call on Harris Appraisal & Acquisition Services, LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Wayne county's assessment of your propertyvalue
  3. To reduce your mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in GA by determining the true market value of property in question

Need help determining the value of your home in or near Screven, GA?
Contact Harris Appraisal & Acquisition Services, LLC.

We at Harris Appraisal & Acquisition Services, LLC understand the particular needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Harris Appraisal & Acquisition Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Harris Appraisal & Acquisition Services, LLC is seasoned in helping people just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging Wayne county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Harris Appraisal & Acquisition Services, LLC is your number one weapon.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Harris Appraisal & Acquisition Services, LLC can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.